CT,
I am so been there, done that for years, but I'm here to tell you there's hope on the other side!
I really related to what you said about your husband. My husband thought I was lazy for years and also was very frustrated with the state of our home (full disclosure in the interests of being fair to a very wonderful man: we both work full time and my husband definitely pulls his part of the load in terms of housework, cleaning, laundry, dishes, etc. He does most of the cooking because he's really talented while I'm a mediocre cook.) Part of my problem is that my childhood home was immaculate. My mother cleaned the house from top to bottom every day. You have eaten off our floors and drank from out toilets. And it all felt like pretty wrapping paper over the ugly evil going on under the surface. You show me a magazine perfect house and I start looking around for the unnoticable horror going on. So I think I prefer some clutter because of that. The other side of this is that, I think, I want the outside to reflect the inside, there was never any congruency between the appearnace and reality when I was kid. So my life has often been a huge cluttered mess because that's what I felt like on the inside.
It's taken me a lot of years to get through this, but I will tell you that things are night and day in this area. Actually its that funny timing thing you run into when healing because my husband and I were just talking about it this weekend. We are both accomplishing so much more around the house and we have long term projects that have languished for years that are now moving steadily forward. My husband actually turned to me in a couples session recently and told me for the first time in our 22+ years of marriage that he was happy with the state of the house.
The big difference for me in my effectiveness came with establishing boundaries. So much of what I did or worked on was based on what I thought my husband wanted and I resented it and being told what to do (even though I was the one doing the telling really) so I self-sabatoged, very unconsciously. Now that I have better boundaries in place, the things I do are because I have chosen them and it makes a big difference. Also, and this is tough to explain, but I believe in my own effectiveness. I'm getting more done because I believe I can.
One thing that really helped me was my MIL moving in with us six years ago. (Wait, stay with me!) We had always gotten along well, but I was terrified that after living with me for a few months she would realize how lazy I really was (I bought into the myth too) and be so disappointed that her son had married a woman like that. Something happened that shocked me. After living with us for several months, she did turn to me one day in the car, but this is what she said "AG, I have no idea how you do what you do." Could have knocked me over with a feather. Here was a woman who lived with me, saw me every day, ate most of her meals with me and this was her opinion. It helped immensely in how I saw myself. Actually, that woman was one of the best cheerleaders I ever had. It was one of the reasons I loved her so dearly.
I am astounded at how much I have changed in this area. Don't get me wrong I can still be a slob with the best of them. And if there's a long list of stuff to get done I occassionally need prodding, but I've actually gotten to the point that I'm almost reliable.
You'll find as you work through your stuff, the outside behaviors will also get better.
AG